QCOOPERS offers a twist on the RPP model…

December 16th, 2009 | Posted in passive, qcoopers, TEP

Many online investors have come across Reverse Pension Plans (RPP) as a passive investment opportunity over the last few years. In fact, there are several either coming to a close or already closed. Frustratingly none of those that have closed to new members has yet paid out.

So, you’d probably think that my introducing another passive investment that works in something of a similar fashion to an RPP would be unwise.

And yet, I do believe QCOOPERS may just be different enough to be worth further investigation. The programme has been created in association with seven companies that have agreed to perform distinct tasks in order to succeed.

Before I get ahead of myself let me explain that QCOOPERS is just one investment opportunity being offered by Quatro Worldwide that is a company originating in Europe. If you join the main company you would be able to get involved with 4 existing opportunities and there are plans for more to be introduced on a regular basis.

However, QCOOPERS is being offered to investors who are not members of Quatro Worldwide and this means that you are able to make a relatively modest investment. Assuming that the offering is a success it is clear that other offerings from Quatro Worldwide would be of great interest and hence membership of the parent company would rise quickly.

In terms of the QCOOPERS it requires a one-off investment of €60 (payment by credit or debit card). Note that this is just an Administration fee and is not refundable. When the required number of plans are sold (30,000) then the company estimate that payouts would start between 8 and 12 weeks after.

You should know that full members of Quatro Worldwide (€195 membership fee) have the chance to purchase multiple policies at €60 each. Non-members can only invest in one.

Whilst that might sound somewhat limiting there is a carrot dangled in front of you. The 30,000 limit is actually the first of 5 phases. So, if payouts occur how quickly do you think the second phase (limited to 60,000) would take to fill. My guess would be very quickly. But you will have to be a full member to take part in stage 2 so you can see that membership could grow very quickly.

The other interesting point revolves around the payout. Assuming that you make a single investment the return is €60,000 but this is not paid out in one lump sum. You receive a lump sum payment of €11,000 and then twelve monthly payouts of €3,000. The remaining €13,000 is provided as investments in other Quatro Worldwide investments.

I won’t go into any more detail as this post is long enough already. If you would like more details I have the date and times of webinars that are scheduled between now and Monday 21 December. If you would like information please send an email to qcoopers_at_onlineinvestingguru.com (replace _at_ with @). Subject Line should be ‘More Details Please’