Online Investing Guru » hci25

HCI25 post news on their Home Page…

admin — Tue, 13 Apr 2010 15:09:19 +0000

I don’t think anyone could single HCI25 out as providing consistency in the way they do things. Their latest news item appears on their home page and informs visitors that the latest LDTP will start tomorrow, 14 April.

Clearly it is too late to take part in this latest offering unless you have funds readily available in a payment processor so I’m not sure why they are making this particular announcement at this time. They also say that the next LDTP offering will be on May 17th.

I know from previous postings that I’ve seen on other forums that they tend to ignore any expressed doubt over their service but I do find it strange that they still publicise these new opportunities but won’t address genuine concerns that existing policy holders have, not the least of which is why they haven’t paid on previous LDTP schemes that have now matured.

As I understand it no LDTP will be paid out until the remainder of the RPP policies have been purchased. Whilst I find this somewhat difficult to understand they hold all the cards so there is not much we can do about it practically.

So, the news that there are now 190 RPP policies left should galvanise members to get this closed out and see whether the Emperor’s new clothes really do exist or not.

And yet…

Once again the update is not totally clear. Are there in fact only 190 policies left or do we need to add to that the 464 that have been confiscated from recently excluded clients?

They also report that they have sold 980 contracts in the second RPP they have started. That seems pretty bizarre to me as I’d have thought people would have purchased the first tranche so that they know the payout will happen before parting with any further funds…but then logic has always been a curse I’m saddled with!

The quandary that HCI25 presents…

admin — Tue, 23 Mar 2010 20:28:52 +0000

An email was issued today from the CEO of HCI25. This is something of a departure from normal communications as most updates are published directly on the website rather than sent to individuals. So, it must suggest that extraordinary measures are being taken with this approach.

In fact the email is fairly typical of those from HCI25 in as much as there is a fairly robust defence of how they are performing and only fairly imprecise details of when payments may likely start.

At the beginning of 2010 there was something of a furore when the company attempted to pass off some photos as having been taken at the first investment seminar whereas there was evidence that the photos were of a completely different event. Whatever the rationale it did not go down well with the membership.

Episodes like these have not shown HCI25 in a good light and they do struggle to convince people that they are genuine. Putting forward a strong rebuttal of all the negative commentary the latest email could make people think a little and perhaps give the HCI25 team a little more time to prove their claims about payments and when they will start.

There is some optimism in the update and hopefully this will be fully realised in a realistic timescale.

HCI25 piles on the frustration…

admin — Thu, 11 Mar 2010 21:40:48 +0000

As the days pass online investors are becomingly increasingly frustrated at the antics of HCI25. This particular opportunity has see-sawed backwards and forwards for the last few months. Their site has been moving from host to host and the downtime has been significant and they are still not out of the woods. Many people struggle to get access and the support about this and other matters is virtually non-existent.

The most recent problem arose when the admin reported that the investor meeting in New York had been a success and photos would be loaded onto the website. As it happens the photos that were presented appear to have been about some other event entirely and even though the admin has rebuffed accusations of deceit there is still a doubt in many people’s minds.

Recently HCI25 launched a 2nd Reverse Pension Plan (RPP) as they insisted the demand would be there. And yet when asked about the current situation on when payout will happen the response is generally such that more policies need to be sold. Clearly even the ever optimistic online investor can only stomach so much misinformation and evasion. If HCI25 came out and provided clear information about the status of where things are likely to be in one month, two months etc we would at least be in a position to make informed decisions.

At the moment we are all left to speculate as to the future and where it might all end up. Let’s hope we learn more sooner rather than later.

HCI25 website back online…

admin — Thu, 14 Jan 2010 20:03:35 +0000

Well it’s taken an exceedingly long time but the HCI25 website is finally back online. With it there is a newsletter in the back office and in fact I’ve also received copies to my email address which didn’t happen for some time when the last site was up.

As explained in the newsletter the hosting company lost much of the member database which has resulted in an older backup from HCI25 themselves being used. What this means is that if you can’t login they you’ll need to register again and send an email that includes proof of payment and batch number of contracts purchased.

The admin also rebuffs any accusation that this is a scam and berates those who try to make these statements.

As it happens there are still 615 pension plan contracts available so it will take a little time to complete. Note that you can hold a maximum of 27 contracts per individual.

There is talk of some photos being provided soon of the first user meeting held in New York before Christmas and whilst that won’t necessarily prove anything in the long term it shows that HCI25 are sensitive to comments that are circulating.

Let’s see how the next few months turn out.

HCI25 still offline but more information made available…

admin — Sun, 03 Jan 2010 14:04:07 +0000

As the saga of the missing HCI25 website continues there is still no forecast for when the site will be available again. We can only wait and see what they eventually come up with when they re-launch.

It does seem that some people have received a separate update by email (I wasn’t one of them) that suggests it shouldn’t be too long to wait now, we will have to wait and see.

The update also indicated that members may need to re-submit the original details for when they joined including payment references for investments made. If members are able to login without any problem when the site returns they shouldn’t need to re-submit things so it’s important they try to login before sending any info.

As much of the HCI25 team appear to have been on holiday over the Xmas break we probably won’t see any real movement until next week so I’d suggest you make a note to check to see whether the site is available on Wednesday or later.

The message is still being given that all investments are totally secure and still earning so hopefully once the site comes back we will be in a better position to know what the future plans are.

HCI25 site is notified as down for maintenance…

admin — Thu, 26 Nov 2009 20:57:32 +0000

I’ve received some questions about the status of the HCI25 site as it has been down for several days.

From an email message that I saw (I didn’t receive it directly) Euclid, who heads up the support side of the company, has advised that the site is down for maintenance and should be back within 48 hours.

Please don’t panic even if it takes a little more than 48 hours as it is not always easy to estimate exactly how long these activities may take.

It is disappointing, but not surprising, that HCI25 didn’t put any warning on their site that this was planned but they have never been the best at communication. It is possible that the site went down for some other reason and they are taking the chance to do the maintenance now rather than restore the site and then have to take it down again soon.

These things happen in the world of online investing and the best thing to do is to give them time to resolve the problems, don’t always think the worse as you may be stressing yourself out for no good reason.

It’s also Thanksgiving in the USA so this may also delay the site coming back as people celebrate the holiday.

Online Investing round up…

admin — Sun, 08 Nov 2009 15:23:07 +0000

There have been quite a few things happening in the world of online investing over the last couple of weeks so I thought I’d do a quick round up of what’s happening.

Let’s start with Global Pension Plan. After announcing in the summer that the necessary 100,000 policies had been purchased things went very quiet until a new post on their forum appeared this week. Unfortunately the update wasn’t that edifying and it now looks as though they are pushing to sell the outstanding 25,000 or so additional policies that were made available. At €10 per policy they still represent great value for existing members so hopefully it won’t be too long before they go.

Next up is Thirty Dollar Unit. Whilst this seems to be as painful as pulling teeth a new announcement on the forum gives hope. Even though some members are finding it difficult to follow instructions the admin has said that payouts will commence in the week before Christmas except for those members who still have problems.

In a recent post I mentioned that Imperia Invest had published their payment schedule and that it will still be possible to invest up until February 2010. Again, the $50 investment for each TEP has the potential to provide significant rewards and is well worth investigating.

Two recent programmes that I’ve posted about, Gold Nugget Invest and PTV Partner, have started to upgrade both hosting and websites. Both of these programmes have impressed me with their professional approach and it’s looking good for the future.

The ever oblique HCI25 are hosting the first of several meet and greets with users who have qualified by referring more than 12 investors to the Reverse Pension Plan. The get together is in New York and all of us who haven’t qualified are eagerly waiting for some news that will put some meat on the bones of how well managed the company is. With less than 400 RPP contracts left (again a great opportunity to invest right now) there should be some good news coming shortly…let’s keep the faith for now.

Okay, so that sums things up for now!

HCI25 report less than 500 policies left…

admin — Mon, 10 Aug 2009 19:48:00 +0000

In previous posts I’ve mentioned that HCI25 are not the most efficient communicators in the world, in fact they seem to operate in something of a vacuum and every now and again popping above the parapet to make a short update.

True to form the latest news is pithy to say the least, however there is an important piece about the number of policies remaining to be sold in their Reverse Pension Plan (RPP). Having carried out a review of all policies sold and removing any that they feel are suspect they now have only just over 400 policies left to sell before the program is closed.

If you have been sitting on the sidelines waiting for something to happen then now may be a good time to buy.

For those who haven’t heard of HCI25 before then you need to take a look to learn more. You can purchase a maximum of 15 policies person at $45 each. For this you will receive in the region of $78,000 per policy. Please note that Swiss, German or Italian are not eligible to take part.

You can buy policies using Liberty Reserve or c-gold. Please make sure you read all the terms and conditions closely so that you understand everything about things work before you buy as there is no refund policy.

There are other investment plans available at HCI25 and they do have a track record of paying out.

A Frenetic Period for Money Making…

admin — Sun, 21 Oct 2007 15:59:00 +0000

Today’s post sees us commenting on a rather frenetic period in the world of Reverse Pension Plans (RPPs) and Traded Endowment Policies (TEPs).

I’ve written about Global Pension Plan many times before and it is again in the news. The admin, Stella, has posted in the forum that there are about 1,200 individual member profiles that need updating before the scheme can be considered ready to begin the process of validating things prior to payment. They haven’t closed membership yet as far as I can tell so there may still be an opportunity for you to take part if you have been wavering. I should say though that the website is not that reliable so you may need to keep trying if you don’t succeed the first time.

Also announced at Global Pension Plan is the opportunity for members to purchase additional memberships in another scheme. As I can’t access the site at the moment I’m having to rely on comments from other forums but it appears that there are up to an additional 250,000 policies being made available for €20 each (again this will need to be checked). Now, it seems as though the admin believed this to be a wonderful surprise for the members. That, however, is the last thing it seems to be. Many members have raised red flags and are wondering what is going on. As far as I can tell there is no reason to panic as the original scheme will still go ahead as planned and be totally separate from this newly announced ‘surprise’. A little early to see just how this will turn out.

Another RPP that has re-established itself is HCI25 as they have now moved to a new hosting company. They are able to accept new sign ups as of now but backoffice facilities will not be online until November so there is still some uncertainty surrounding this offering but hopefully things will become clearer for all as November arrives.

The folks over at Imperia Invest have also been busy making an announcement that will no longer accept e-bullion or e-gold as payment methods. They are now only accepting Liberty Reserve as the payment source. Immediately following this announcement there was some speculation that Liberty Reserve had been raided by the Cost Rican authorities and closed down. This appears to have been a total fabrication as the site is still up and a representative has flatly denied any involvement from the authorities.

Somewhat ironically Imperia Invest complained that they could never get a response from e-bullion to any enquiry and reading comments on other forums there are many people who find Imperia Invest somewhat reticent in responding themselves. Again, at the time of writing, the site is not available and there doesn’t seem to be any notification as to why this is. Hopefully it will return shortly.

Referral Post 009…HCI25

admin — Wed, 12 Sep 2007 14:45:00 +0000

It’s been a while since I’ve made a referral post so I thought it was about time I rectified that. This time there is something of a time-sensitive nature about this as the programme I am putting forward today is another Reverse Pension Plan (RPP).

This time I’m suggesting you consider HCI25 as it is quickly reaching the maximum number of sign-ups needed. For this particular programme the advisers have stated that a maximum of 27,000 policies will be issued. Unlike other RPP opportunities HCI25 allows investors to purchase a maximum of 3 policies per member. So, if everyone who applied purchased 3 then the maximum number of members would be 9,000.

In practice it appears that not everyone is funding 3 policies so the total number of members will be greater than 9,000. Now this is important because the signs are there that membership is filling up quickly so you will need to act quickly if you wish to take part.

The cost of each policy is $45 (so maximum of $135 if 3 policies purchased). For each $45 you will receive $78,000 in return. The anticipation is that the funds will be released some 6 to 8 weeks after the 27,000 beneficiary places have been filled. I should mention that this opportunity is not available to citizens of Switzerland, Germany or Italy.

The other way in which HCI25 can benefit you is with referral payments. So, for each referral you introduce you will receive $3,500, so again well worth following up on.

Like other RPP plans there is an age limit for people to be eligible to receive payouts. For HCI25 this is 70 years of age, so if we assume that it takes another six months to finalise everything you should not be older than sixty nine and a half at the moment.

It has taken me some time to decide to take part in this programme as whilst I have publicised other RPP’s in the past I didn’t want to expose myself too much in one area. My mind changed when I read a recommendation from someone whose advice I value and who made a strong recommendation for HCI25 .

If you wish to sign up under my referral I will share 40% of the referral payment with you as an incentive. To receive this please enter fieldsofgold as the reference/referral on the sign-up form. As I mentioned this one seems to be gaining momentum so please take the time to study all the information on the site and if it appeals to you then I’d recommend signing up sooner rather than later.