Browsing Category: "imperia invest"
Imperia Invest head into the eye of the storm…
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If only we could rub that crystal ball and forsee the future life would be so much more stress free. And yet I don’t think too many people were surprised when Imperia Invest posted their latest news about how members can get access to their funds. Unfortunately, as predicted, there is a cost for this service and many people are questioning just why this is the case. Most comments I’ve seen run along the lines that Imperia Invest are just squeezing the pips a little harder before disappearing off into the sunset.
Where’s that crystal ball when you need it? Admittedly there are arguments that could be put forward which would justify a charge as many other opportunities have done this in the past. No financial institution would send out a debit or credit card without charging on the basis that they would get paid when the programme paid out.
Given that the news has only been available for a couple of days it hasn’t been possible for many people to access the Imperia Invest website to find out what all the fuss is about. There are 3 pdf files that give some details of what you will be able to obtain. Briefly, there are 3 options:
- Silver package - $145 with a maximum monthly withdrawal of $5,000 per month
- Gold package - $230 with a maximum monthly withdrawal of $10,000 per month
- Platinum package - $450 with a maximum monthly withdrawal of $50,000 plus an offshore bank account
From what I can surmise most people are taking the view that they would purchase the Silver option for $145 and then once they get paid would upgrade to the full package. A big caveat here is that this strategy has not been tested with Imperia so it may not be possible to achieve. The other thing to bear in mind is that you have to make a purchase by 01 May. If you don’t do this you will not get paid. However, the payments will not start until June so we can’t even let others buy a package and see if they get paid.
So plenty to wrestle with over the next few weeks. When I look into my crystal ball I see people hanging on and hanging on and then in the last week making a desperate attempt to get a package as they would never forgive themselves if Imperia turned out to be genuine and they had convinced themselves otherwise. Like everyone else I am undecided at this moment and am hoping that over the next couple of weeks some of the questions being bandied about receive up front answers so that our concerns can be reduced.
If you would like a copy of each of the pdf’s please send an email to imperia @ onlineinvestingguru.com (remove the spaces before and after the @ symbol).
Imperia Invest push back schedule and indicate details on payments…
The majority of members in Imperia Invest will now no doubt be aware that some schedule changes have just been announced. As far as I can tell there was no commentary on why the changes were necessary and hopefully this will be the last change.
You will now be able to invest up until the 22 February 2010 which is 3 weeks later than previously advised. Final payouts have moved back a full month from 01 May 2010 to 01 June 2010.
Whilst this adds to the annoyances around continual slippages I don’t believe we should get too hung up on it as it is outside of our direct control.
Tomorrow, Monday 25 January they anticipate publishing details of bank accounts and debit cards so if you are a member who didn’t receive the recent email then I’d be vigilant over the next few days to make sure this information gets to you.
Members are already speculating as to whether Imperia will be making further charges for the debit card and bank account. Experience suggests that there will be some sort of charge involved but I think it is premature to try and second guess what this might be.
If you are not already an Imperia investor then you might want to spend a little time taking a closer look. Keep an open mind and make a decision based on your own findings, otherwise you will look to blame others if things don’t turn out as you hope.
Imperia Invest closes for contract purchases on 01 February…
As things start to settle down in this New Year I wanted to remind everyone that Imperia Invest will close purchase of new contracts on February 01 which is just over three weeks away.
I know how quickly time passes and before you know it January will be over and there won’t be another chance to invest at Imperia.
As a reminder Imperia Invest are trading in Traded Endowment Policies (TEP) and for a very reasonable investment you receive a generous return. You should note that TEP’s have to be ‘in trade’ for 6 months so if you purchase between now and the end of January you wouldn’t receive the payout until July.
Another point to note is that Imperia have had various problems with payment processors and now recommend Procurrex. Given that you would need to open an account here and fund it you might want to act soon to ensure you have enough time to purchase contracts.
Like any online investment you should do research before making an investment. Whilst the sum involved here is not that great you should be aware that it does carry risk. There are many people who are happy to accept this risk as they can see that the return is significant, however there is also a chance that payouts won’t happen so please think carefully before parting with funds.
Quick updates from Imperia Invest and Thirty Dollar Unit…
Just like waiting for a bus when three come along at once the news from the world of online investing can be either feast or famine.
In the last couple of days a new update from Imperia Invest shows that things are going well and that they have committed to contacting members directly if there are problems with their documentation.
They say that members have been keen to find another payment processor to use. As a result of this they are introducing Procurrex which is a new provider to me. Looking on their site they are based in the British Virgin Islands and the Terms and Conditions seem comparable to other such companies. You can still use Liberty Reserve or Perfect Money to purchase as well.
Whilst Imperia Invest are keeping purchases open until 01 February you should bear in mind that the policy needs to be active for six months before payout. So, if you are looking to receive payment in May which is the current schedule you should invest now rather than waiting.
Another important update was issued by the Admin of Thirty Dollar Unit (TDU). In it they say that on Friday 04 December they will be posting details of what members need to do next to ensure that payments commence. The current target for payments to start is Monday 18th December. To be clear this is the planned start and it is not yet known in what sort of order payments will be made and over what time period for all payments to be completed.
The point was made that when the requirements are posted on Friday they are to be provided exactly as requested so please bear that in mind and make sure that before you send any information you follow the instructions precisely. If all goes well we should see some very happy people in 2010.
“It’s comin’ on Christmas they’re cuttin’ down trees…”
“It’s comin’ on Christmas they’re cuttin’ down trees…”
The opening line of Joni Mitchell’s song River reproduced here conjures up for me the true feeling of the season. It’s not a typical Christmas song but for me it evokes the true Christmas spirit, a time to look forward to and to share in the earth’s bounty.
Of course it also means the giving and receiving of gifts and that’s what I’d like to concentrate on, at least the giving part.
When you find yourself stuck for ideas why not take a leaf out of Bob’s book and use online investing to help share the joy of Christmas. Bob has a dilemma. He is unsatisfied with giving the usual presents to his family so decides this year to be a little more creative and put a real smile on his family’s face.
Firstly there are the two kids, Jack who is 18 and Ann who is 22. Like his sister before him Jack has just started a three year course at university and he is full of the promise it holds and is actively participating in the social life as well. One thing he isn’t thinking about is the student loan that he receives to see him through his course. This will leave him with a sizeable debt when he graduates.
Ann, on the other hand has already graduated and with some careful budgeting and some part time work she has left University with a relatively manageable loan outstanding. The problem is the recession has severely curtailed any job opportunities and she is struggling to start the career in business that she was hoping to. This has prompted her to travel, so for the whole of next year she is off to follow the path taken by many others and see the world. When she returns hopefully the job market will be better. Then she might think about settling down and buying her first property.
So, how can Bob help? Looking at the investments he has he decides to invest $50 on behalf of each of them in a CashTanker account. This pays 2% a day and as the money won’t be needed straight away Bob opts for 100% compounding. The programme is due to close on December 25 2011 so assuming 220 business days a year and 440 days in total the return for each of his offspring would be over $300K. This should be more than enough to clear Jack’s student loan and also help Ann put a deposit down on a property, although secretly Bob hopes that Ann will just rent a property and use the funds to start her own business as they’ve discussed in the past (Bob’s wife, Judy is keener on the property purchase).
Bob and Judy have been married for 25 years and whilst Judy has not always had the faith in online investing that Bob has she suffers his ventures gladly hoping for a profitable outturn. Bob wants to thank Judy for all her support so decides that he will invest $50 in a Traded Endowment Policy with Imperia Invest. He knows these are available until 01 February 2010 and are scheduled to payout the $134,000 return in the middle of 2010. This would allow Judy to really spoil herself. With another $50 he decides to open an account at Sport Arbs. This has a variable return but is usually at least 2% a day minimum. As they trade 7 days a week the growth could be significant and will provide an nice nest egg for the future.
Lastly Bob has to think about his parents, Terry and Liz. They are both recently retired and whilst they have made reasonable allowance for their day to day living it’s unlikely their funds will provide them with a luxurious lifestyle. Bob appreciates all the sacrifices his parents have made over the years on his behalf and feels that he would like to provide enough funds to help them spoil themselves from time to time. Perhaps a meal at a top restaurant or the odd weekend away in a nice hotel. Looking at the opportunities available he feels that PTV Partner offer the ideal solution. He decides to invest $200 on behalf of his parents in their 40 day plan that pays 190% return. So, every 40 days they will receive $380. It will be easy for them to save up for the odd month or two so that they can easily afford those odd luxuries now and again.
As Bob sits back in his armchair he is pleased with his plans and knows that his family will definitely remember this Christmas for years to come.
Postscript: Of course we shouldn’t forget that any income received may be subject to tax so don’t forget that if you have similar plans to Bob. Take some advice from a good tax accountant.
Online Investing round up…
There have been quite a few things happening in the world of online investing over the last couple of weeks so I thought I’d do a quick round up of what’s happening.
Let’s start with Global Pension Plan. After announcing in the summer that the necessary 100,000 policies had been purchased things went very quiet until a new post on their forum appeared this week. Unfortunately the update wasn’t that edifying and it now looks as though they are pushing to sell the outstanding 25,000 or so additional policies that were made available. At €10 per policy they still represent great value for existing members so hopefully it won’t be too long before they go.
Next up is Thirty Dollar Unit. Whilst this seems to be as painful as pulling teeth a new announcement on the forum gives hope. Even though some members are finding it difficult to follow instructions the admin has said that payouts will commence in the week before Christmas except for those members who still have problems.
In a recent post I mentioned that Imperia Invest had published their payment schedule and that it will still be possible to invest up until February 2010. Again, the $50 investment for each TEP has the potential to provide significant rewards and is well worth investigating.
Two recent programmes that I’ve posted about, Gold Nugget Invest and PTV Partner, have started to upgrade both hosting and websites. Both of these programmes have impressed me with their professional approach and it’s looking good for the future.
The ever oblique HCI25 are hosting the first of several meet and greets with users who have qualified by referring more than 12 investors to the Reverse Pension Plan. The get together is in New York and all of us who haven’t qualified are eagerly waiting for some news that will put some meat on the bones of how well managed the company is. With less than 400 RPP contracts left (again a great opportunity to invest right now) there should be some good news coming shortly…let’s keep the faith for now.
Okay, so that sums things up for now!
Imperia Invest publish timetable for payment…
After what seems an age Imperia Invest have published the timetable for payments. In summary members will be able to access their funds in the middle of next year. Anyone wanting to purchase new or additional Traded Endowment Policies (TEP) have until the 01 February 2010 to do so.
The full timetable is available in the Imperia Invest backoffice for members. Whilst it appears that the due diligence has been completed on the member forms there is still a lot of work to do on validating the database and setting up bank accounts for members.
In relation to bank accounts it’s not clear whether there will be a charge to set these up, the wording in the update isn’t explicit on this point so I’m sure more clarification will be published in due course.
Clearly, patience is still a major requirement but at least we should be able to track the steps to see whether the payouts will occur on time. Personally I consider all of these investment types to still be at risk until I can physically withdraw funds so I shall have to put this to the back of my mind for the time being.
If this is the first time you’ve heard of Imperia Invest I should explain that you can invest in a TEP for $50. This qualifies you for an $80,000 loan which is traded on your behalf. After six months the trade matures and you are eligible to receive a return of $134,000. You will have to provide evidence of ID and complete a trustee agreement.
The usual caveat applies here in that you should never invest funds that you need for day to day expenses. These types of investments have still to be proven in practice and until they are they should be viewed as high risk.
Taking stock in a quiet period…
Posts have been few and far between recently as many programmes have retreated into their ’shell’ whilst they deal with the applications from investors.
As I write some news has been received from Imperia Invest who are getting closer to completing the validation of member application forms. It does appear, as with many similar programmes, that a small number of wrongly completed forms are taking a lot of time to correct and overall progress is slow.
One thing that Imperia Invest has introduced is the ability to use Perfect Money as a payment option. This is a new company to me and I’m not sure whether or not this may be the method that Imperia Invest choose to pay their members when the time comes.
At the moment it is only being proffered as an alternative way to make investments as the belief is that the ability to fund Perfect Money by wire transfer should be a safer way to operate. I guess only time will tell.
Having said that programmes are relatively quiet at the moment there is still things to comment on so I will be looking to increase my posting going forward.
As I write some news has been received from Imperia Invest who are getting closer to completing the validation of member application forms. It does appear, as with many similar programmes, that a small number of wrongly completed forms are taking a lot of time to correct and overall progress is slow.
One thing that Imperia Invest has introduced is the ability to use Perfect Money as a payment option. This is a new company to me and I’m not sure whether or not this may be the method that Imperia Invest choose to pay their members when the time comes.
At the moment it is only being proffered as an alternative way to make investments as the belief is that the ability to fund Perfect Money by wire transfer should be a safer way to operate. I guess only time will tell.
Having said that programmes are relatively quiet at the moment there is still things to comment on so I will be looking to increase my posting going forward.
3 steps to online investing success…part 3
In this third and final post about the how to start in online investing I’m going to make some suggestions for those who are just starting out. Hopefully this will help to save you time and also provide some guidelines on the do’s and don’ts of this precarious endeavour.
Before making any specific recommendations it’s worth clarifying exactly what range of investments I’m referring to when I talk about online investing. Broadly speaking there are two types:
- Active
- Passive
I’m going to start with Active programs as they are best suited to those who have little or no capital to start with. Once you have earned a reasonable amount through these programs you can then start to make deposits in Passive funds where the work is done for you.
Active investments as suggested require some action on your part. This may be in the form of recruiting others or by using signals from software or other means to trade.
Let’s start on the assumption that you have no money to invest at all. Firstly, don’t expect that you will wake up one day to find vast sums of money flooding into your account, this happens to a very small minority so is not a good way to plan for yourself. If you are happy to recruit others then I’d recommend signing up at me2everyone, for free. When you do you will be eligible for 1,000 free shares in this new UK company. They have ambitious plans to leverage Web 2.0 capability by building online communities where everyone can prosper. By recommending others you will earn more shares and as the company grows the value of these shares will increase. All memberships are free and as everyone receives 1,000 shares on joining it’s a good way to get started.
If trading on the markets appeals to you then I have three recommendations to make. Firstly George Smith at Forex Trading made e-z has a strategy that can provide a steady return with minimal risk. At $77 for his e-book and video’s this is great value for money. As his trading style may not suit everyone he provides a full 60 day money back refund policy.
For those people (especially in the UK and Europe) who would like to trade the markets in the evening then you should take a look at Foolproof Evening Trading by Louise Woof. Priced at £157 Louise provides a simple system that has given good profits every month. Note that this is based on spread betting so you should check to make sure that you are allowed to do this is your country.
At the more costly end of the market is the Ultimate FX Predictor from Keith Cotterill. With this system you get a software program that provides signals as to when to enter trades on the major currency pairs. As well as the software there is a comprehensive support system in place to help if you have problems. Also, Keith provides regular video updates and commentary on the days trading and his thoughts on what will happen in the short term. At over £2,000 for the system and a monthly ongoing cost of $80 for the data feed this is not something to be entered into lightly. Again, this is a spread betting product so check that it is okay to use in your country.
Okay, so now let’s look at some Passive opportunities. Here all you need to do is provide the funds and leave the hard work to others. Whilst several of these opportunities don’t cost much to join you should note that they don’t provide a great deal of information about how they work and their communication is not always that great. One place where you can get up to date information about most of them is at the Secure Your Future forum so if you do consider parting with funds then I’d recommend you join this forum as well.
As we approach the end of January it’s a great time to join Global Pension Plan. It costs a very reasonable €20 to join and the reward is €55,000 (€110,000 if you are under 27). This program has been online for some time and the admin has announced that it will finally close at the end of January 2009.
Also nearing completion is Thirty Dollar Unit so once again it is important that you act quickly if you wish to take part. Here you pay $30 with a return of $12,500 when payouts are made. It is important that you follow instructions carefully when signing up as there are a large number of people signing up at the moment and any mistakes will only delay final payout (please add name John Murphy as referrer).
You could also consider Imperia Invest as for a reasonable $50 you can end up with a healthy return of $134,000. Note that your Traded Endowment Policy (TEP) would need to be in place for six months before you see your return.
If Trading FOREX passively is of interest then take a look at Forex Auto Scalper (download for free) and FAP Turbo (currently $149 but due to rise to $399 soon). These are both Expert Advisors (EA’s) that you apply to a live account and will trade for you.
If you are looking to start some online investments as described above you will obviously need to consider some of the points raised in my first post that relates to the psychology of investing and when satisfied that you match the personality type you can move on the next stage which is finding a payment processor as described in my second post.
Take your time in reading about all the opportunities presented here and please let me know of any questions you might have. Good luck.
Imperia Invest goes quietly about its business…
One of the great frustrations of online investing is not knowing with any degree of accuracy when a programme is likely to finally make payments. There are many examples of missed deadlines and information vacuums that test even the most optimistic of investors.
One programme which has gone some way to redress the balance on this is Imperia Invest. Having been around for a good while now there is at least some evidence that closure will happen in the not too distant future.
Having suffered some schedule slippage already it is good to see that the validation of trust agreements is now at 53% completion. On current progress they should complete in the next 2 to 3 weeks assuming of course that all agreements have been submitted. This last point is the fly in the ointment as Imperia Invest require 100% of agreements to be validated before the payment process can begin.
Being optimistic therefore we could see payments arriving in accounts sometime in March or April which would be a great start to 2009.
When I checked on the Imperia Invest site earlier today it does appear that you can still purchase the Traded Endowmwnet Poicy (TEP) that they market. Whilst they still show e-bullion as a payment option you would need to use Liberty Reserve to make the necessary $50 payment for what they call a Depot. Return is $134,000 after 6 months so my statement about when money will be paid doesn’t apply if you purchase now.
One programme which has gone some way to redress the balance on this is Imperia Invest. Having been around for a good while now there is at least some evidence that closure will happen in the not too distant future.
Having suffered some schedule slippage already it is good to see that the validation of trust agreements is now at 53% completion. On current progress they should complete in the next 2 to 3 weeks assuming of course that all agreements have been submitted. This last point is the fly in the ointment as Imperia Invest require 100% of agreements to be validated before the payment process can begin.
Being optimistic therefore we could see payments arriving in accounts sometime in March or April which would be a great start to 2009.
When I checked on the Imperia Invest site earlier today it does appear that you can still purchase the Traded Endowmwnet Poicy (TEP) that they market. Whilst they still show e-bullion as a payment option you would need to use Liberty Reserve to make the necessary $50 payment for what they call a Depot. Return is $134,000 after 6 months so my statement about when money will be paid doesn’t apply if you purchase now.
