Imperia Invest prolong the agony…

I can just see it now, the naysayers will be out in force blowing their own trumpet reminding us all how clever they were in warning us about Imperia Invest. If you haven’t heard already Imperia has posted a very brief update to the effect that database programming issues will delay access to the iBanking solution for another 2 to 3 weeks.

This further postponement is disappointing but hardly a surprise given the complexity of putting something like this together. It’s so easy to cry foul and gloat that Imperia will be yet another failure in the world of online investing. However, I’m sure I speak for many when I say that “we don’t want your spiteful and vindictive comments”. We all knew when we joined that Imperia, and others like them, carry an extraordinary risk and the end result may be failure.

We’re not naive children and if we end up with nothing then it’s our loss and nothing anyone can say will make a difference. The claim that dire warnings are issued to prevent others from falling into the trap is feeble and self-serving. It would be better if you kept your thoughts to yourself and let everyone deal with the situation in their own way.

A few more weeks won’t be the end of the world and if it turns out successfully then all the angst will have been worth it. For those who still have hope just hang in there and let things take their course. Don’t let the Imperia situation dominate your life, you need to focus elsewhere until things are concluded one way or the other. Ignore the naysayers and let them find others to irritate and offend.

EZTrader makes short work of Binary Options…

Have a spare hour? Want to make some money? Then perhaps Binary Options may just be what you’re looking for.

Now before I go too far don’t shy away at the very mention of the word options as what you’re about to learn is very different and much easier to use.

So, how does it work? Well, all you need to do is decide whether a chosen stock, currency or index will go up or down in the next hour. And the great thing is the EZTrader website is a cinch to use so you’d have to really try hard to make a mistake.

Can you tell the difference between Green and Red? If you can then you’re all set. If you think the price will go up you click the green up arrow and if you think it will go down you click the red down arrow. Pretty simple don’t you think?

Getting an account is easy as you just need to register and away you go. You have a choice for the account currency, US$, GBP or Euro. Minimum deposits are $100, £70 or €50 so very affordable. But wait because we’re fast approaching the US 04 July holiday there’s a bonus just waiting to be had. Deposit $500 and you’ll get an additional $100 added to your account the next business day (if you deposit $3500 the bonus is $1350).

Now whilst these are great bonuses you should be aware that there are conditions attached to them so please read the FAQ page to make sure you know what they are.

There is plenty of help on hand so if you want to ask questions before signing up then don’t be afraid to try the Live Help. Tutorials are also available so you’ll be up and running in no time.

One big advantage that EZTrader has with Binary Options is that you always know the level of risk you’re exposed to as it is the sum you are wagering. Talking of which the minimum wager is $30 and the maximum $1500.

Why not see whether spending an hour making some additional money is just what you’ve been looking for.

Imperia Invest and their jack-in-the-box website…

As we fast approach the end of April many investors who haven’t yet purchased an Imperia Invest debit card package are becoming agitated that they won’t be able to get in before the deadline.

One of the big problems is that the Imperia website keeps getting taken offline for days at a time and this only adds to the frustration.

Whilst I can’t stop Imperia from taking their site down I can provide some help for people who want to know when a the site is either up or down.

I’ve found a couple of web based services that will do the hard work for you of checking. The first is dingitsup and this looks to be very useful. You can be notified in several different ways, email, SMS or Twitter when a site goes down or comes back up.

I don’t know what sort of timelapse there is between checks but at least you don’t have to continually check back to see if the site has returned. As it also tells you when a site goes offline you’ll at least know not to waste your time checking.

The next service is perhaps less useful as it is more about testing if a site is available generally rather than monitoring if it is up or down and in most cases you’d be able to check yourself. Having said that there are times when your browser suggests a site is down when in fact for the rest of the world it is up so this could be another tool just to give yourself confidence that things are as you’re being told. With the rather verbose url of downforeveryoneorjustme you won’t be tripping thisoff the tongue too often but as I say it does provide a useful backup.

One thing that you can do is as shown in the graphic and that is to add the name of the site you are interested in to the end of the url and then save that in your Favorites. This way you can quickly check the status without having to type in the details each time.

It’s a shame that we have to resort to these measures to obtain the debit card packages but given the ever decreasing time available for purchase it is very important that members have the key data at their disposal as quickly as possible.

Perhaps you know of similar services that would help people going forward. If so don’t be afraid to post in the information in the comments section below.

How are you doing at Affordable Affiliates…

The reason I ask is that my own experience is not that encouraging. I signed up just under a year ago and to date I’ve made $2.10 in earnings.

And yet the idea behind Affordable Affiliates isn’t too bad. It buys low and sells high so it fits an ideal business plan you’d think. The idea is that when you join you will be allocated inventory from the gargantuan range of items they sell.

These are real ‘things’ as opposed to vague promises of money invested in various opportunities so this is a key difference from what I normally comment on.

To protect your investment you never actually have all your funds committed to one sale item, in fact the maximum investment is $10. And this is where I think some of the problems stem from. Because you have a relatively modest share of the pie any return will also be relatively modest.

The other factor to consider of course is the item being sold and how desirable it is to the Affordable Affiliate customers. My first item was a large Malaysian flag and that is still sitting in my inventory.

My one sale success to date is a dining set which seemed to sell pretty quickly.

So, what about other people and their experience. Have you joined Affordable Affiliates in the last year or so and if you have what is your experience to date. Whilst I like the idea behind it I’m not sure it’s a really viable investment opportunity for the long term although I hope to be proved wrong.

By the way if anyone would like to purchase a large Malaysian flag I know just the place to get one! There is also a wonderful dining table set!

World Pension Plan (WPP) offer still available…

One of the Reverse Pension Plan (RPP) providers that are still open for business is WPP. The main site allows you to sign up for $55 with the potential to receive $80,000 once all policies are sold and the payment formalities have been completed.

There is an ongoing offer to get 2 policies for the price of 1 so in practice you would receive $160,000 per policy. You are able to purchase up to 10 policies at a time but there is nothing to stop you going back again for more blocks of 10.

In a slightly different business model than other providers WPP have teamed up with Yardas bank who will provide the banking side of the operation. When you join there is a somewhat convoluted process to follow as you sign up both at WPP and at Yardas. It’s important that account details on both sites match up if you don’t want to fall foul of delays and disruption while problems get sorted.

I’m fully aware that no RPP has yet paid out and of those that should be nearing completion the communication is poor or lacking, however the reality is that RPP’s are a legitimate financial vehicle but in the past have only been available to those with the right connections.

Whether any of the RPP’s that are being offered online will ever pay out is still to be proven but personally I have taken the decision to invest in WPP as a way of diversifying.

There are just over 4,000 policies remaining (total required to go ahead is 70,000) and from figures I’ve seen the progress could be better but at least it does show sales on a regular basis so hopefully it won’t take too long to wrap up what remains.

Visa/Mastercard soon available from SportArbs…

The latest news on the SportArbs site is that they will soon be issuing Visa/Mastercard debit cards for members who want them. Now that membership is approaching 18,000 it seems that the company are taking further steps to consolidate the services available to members.

As with many other providers the cards will come at a cost, in this case somewhere between $100 and $120. They will be delivered by DHL/Fedex and users will have to pay fees for ATM withdrawals so for the majority of members I’m assuming that this will not be the first thing they look for when making a withdrawal.

I’m all for a company providing alternative ways to withdraw funds and I’m sure many people like the convenience of a debit card but for me the initial cost and ongoing transaction charges make it less of an attractive option.

In terms of performance SportArbs continue to make returns of around 2.05% a day and as this is a seven day a week operation it doesn’t take too long to start building up a reasonable fund assuming you compound at 100% for the lock-in period of 42 days.

Whilst the investment performance seems to be positive they still show on the home page that they will be establishing customer support by phone shortly. This has been there since when I joined back in the autumn of 2009. Now I know that this is a fairly minor thing but it’s just one of those little negatives that any programme wanting to be 100% credible should avoid at all costs.

But aside from this little irritation SportArbs is well worth taking a look at as you can invest and treat it as a passive investment.

Is the approach for payment Imperia is taking really such a problem…

Without doubt the heated debate about whether Imperia Invest will ever pay out still rages on. Proponents of both ends of the spectrum continue to pen word after word extolling the virtue from their particular perspective.

This got me thinking and I’m wondering just how significant the current proposals being put forward by Imperia really are in terms of individuals. If I had purchased 1 TEP and didn’t have any referrals I’d be expecting to receive $134,000. Not a sum to be sniffed at but in the great scheme of things not life changing either. In fact, the silver debit card option would probably suit me very well as it would mean I couldn’t go and blow it all five minutes after it reached my account (and I’m sure some people had ideas just to do such a thing).

However, what if I’d invested in the maximum 200 TEP’s and also had some sign-ups that provided referral income. As a minimum I’d have $26,800,000 to my name. Even the platinum debit card option would come nowhere near me being able to liquidate those sort of funds in any reasonable time period. Now I realise you also get an offshore bank account with this option that may provide other withdrawal options but they are not stated in the brochure so we should be cautious about making any assumptions.

I’d imagine that most Imperia investors are somewhere between having just 1 TEP and the maximum of 200 TEP’s, but what sort of split is there. That’s where you come in. As many readers of my blog are interested in Imperia I thought I’d carry out a wholly unscientific poll to gauge the sorts of numbers we are talking about.

I would really appreciate it if you would take just a few seconds to take part in this poll as it will provide at least some guidance as to what the range is in a fairly typical cross-section of members (you are fairly typical aren’t you?).

I’m not looking to grab any other details from you just to indicate the sort of number of TEP’s that you are waiting to be paid on. Once the poll has run its course I’ll publish the results in a future post and see whether we can draw any useful conclusions as to whether the payment options currently being offered do present a problem or whether most people will cope with what is available.

Personally I would have like to have been told earlier that once a card is purchased you won’t be able to buy any other choice but I’m hoping that Imperia are taking their typical minimalist approach in providing what the final options might be but enough of my moaning please just take a few seconds to take part in the poll below.

Genius Fund website is down…

It seems that the Genius Fund website has been experiencing problems over the last few days and as far as I can tell there has not been an update on why this is happening from the Admin.

I’d normally receive an email statement today but have not yet received anything so the two things are probably connected. Of course the frustrating thing is that without any news from an official source we are once again left to speculate about what might be happening.

Recent reports confirmed that Genius Fund were in the process of dealing with claims that they are not licensed to practice in  British Columbia. However, given their global spread I wouldn’t consider that this particular episode would cause too many problems but we shall have to wait and see.

Let’s hope this can be resolved as Genius Fund was one of the more stable and profitable programmes that are available to online investors.

3 little beauties to tempt you…

I thought I’d dash off a quick post as I travel down the East coast of England on the train (gives me an excuse to test the wifi service on the train!). Whether you are a first time visitor (and you are very welcome if you are) or a seasoned reader you’ll notice that I have a section on the right hand side of the page called ‘Featured Opportunities’.

I just wanted to highlight them as they form the backbone of much of my successful investing currently and if you haven’t yet researched them yourself then I’d make a recommendation that you do.

I am a big believer in PTV Partners as they continue to keep members up to date with what is going on but more importantly pay consistently on time. Last time I mentioned them my post was featured in their newsletter so it’s clear they keep a weather eye on what is being written about them which may not be the case in many other opportunities.

Genius Funds have encountered a problem in British Columbia and again are keeping their members appraised on what they are doing to deal with the issue. Unfortunately it means having to hire lawyers and the like but they clearly mean to settle any dispute in an appropriate manner so I don’t see any long term problem here. Once again they continue to make payments and keep members up to date with returns on their account.

The third programme is WBwso and again this is going well. You could almost forget that you have an investment with them as they rarely encounter problems and all the feedback I’ve read gives them a big thumbs up when it comes to doing what they say the will, that is making money on your behalf and you don’t have to do anything yourself.

So, 3 little beauties that I’d highly recommend you take a look at if you haven’t already done so.

Health and Wealth with Nopalea from Trivita…

For many people relief of pain is the number one issue they face each day. Much of this pain can be laid at the door of inflammation. Conditions such as arthritis are a classic example of this.

Inflammation is caused by toxins from a variety of sources attacking our body cells causing them to deform and lose their ability to behave normally. As more research is done the mechanisms that cause inflammation are starting to be understood.

Of course this is little help to sufferers who need effective treatments sooner rather than later. One company that has recognised this need is the highly successful health and wellness company, TriVita. Already firmly established in the US and Canada health and wellness market they have recently expanded their products to include Nopalea. This is an extract formulated from a cactus found in the Sonoran Desert.

Ensuring the highest standards of manufacturing quality Nopalea has been hugely successful since its launch at the beginning of the year. Customers who have tried this new formulation have quickly seen results and are now living healthier lives with significant reductions in pain.

I’ve prepared a more detailed page about Nopalea which can be found here. Not only is it something that can alleviate pain it can also provide an opportunity to earn a significant additional income. This opportunity is only available to those in the US or Canada but plans are being developed to expand globally. What this means is that if you live in the US or Canada you are exceedingly well placed to join a business that whilst already highly successful has ambitious plans for the future. By joining this business now you will be in an ideal position to profit as expansion gets underway.